If you’re paying more than $800 a month in rent by yourself, that means two things:
- It stinks to pay that much rent, and
- You’ve clearly got some income. Not everyone can afford that kind of rent.
So you’re making money and living in a decent place. You’ve finally got a little cushion in your bank account. You’ve achieved a certain level of financial stability.
What should you do next? Well, we have some suggestions for you:
1. Get a Free $80 By Playing Bingo
Wouldn’t it be nice to add a little extra cash to your bank account this week?
Get this — there’s a free app called Bingo Cash that pays you up to $80 when you win bingo.
The game is based on a classic Bingo format — plus tons of variations on the game. You’ll battle it out against other players at your same skill level. Everyone gets the same board and sees the same Bingo balls, so winning is totally a matter of skill. The top three players in a game can win real money — anywhere from $1 to $80.
Over on the App Store, it has a 4.7-star rating (out of 5).To get started, just download the free app and start playing your first game immediately.
2. Ask This Company to Pay Your Credit Card Bill
If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…
And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called Fiona could help you pay off that bill as soon as tomorrow.
Here’s how it works: Fiona can match you with a low-interest loan you can use to pay off every credit card balance you have. The benefit? You’re left with just one bill to pay every month, and because the interest rate is so much lower, you can get out of debt so much faster. Plus, no credit card payment this month.
Fiona can help you borrow up to $250,000 (no collateral needed) with fixed rates starting at 2.49%.
Fiona won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars. Totally worth it.
3. Ask for Some Help — You Deserve It
If you’re really in a bind, start with 2-1-1, a confidential service offered through United Way that’ll help you find the resources you need to find affordable housing, make rent or pay utilities. It’s there for people like you.
To use the service, head to 211.org and enter your location. It’ll show you services in your community and give you a number to call. It’s a clearinghouse for help with food, housing, utilities and employment. If you’ve never asked for help before, that means you don’t know what kind of help is out there.
You can also look into applying for a grant. Take, for example, Modest Needs grants, which are designed for workers just about the poverty line who are ineligible for most other forms of social assistance.
4. Get a Free $225 in Cash
If we told you you could get free money just for watching videos on your computer, you’d probably laugh.It’s too good to be true, right? But we’re serious.
A website called InboxDollars will pay you to watch short video clips online. One minute you might watch someone bake brownies and the next you might get the latest updates on Kardashian drama.
All you have to do is choose which videos you want to watch and answer a few quick questions about them afterward. Brands pay InboxDollars to get these videos in front of viewers, and it passes a cut onto you.
InboxDollars won’t make you rich, but it’s possible to get up to $225 per month watching these videos. It’s already paid its users more than $56 million.
It takes about one minute to sign up, and you’ll immediately earn a $5 bonus to get you started.
5. Cancel Your Car Insurance
When was the last time you compared car insurance rates? Chances are you’re seriously overpaying with your current policy.
If it’s been more than six months since your last car insurance quote, you should look again.
And if you use a website called EverQuote, you can see all your options at once.
EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you.
Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.
6. Get a Free $80 for Playing This Cell Phone Game
There’s a free app called Bubble Cash that pays you up to $80 to pop bubbles.
You might be wondering if there’s a catch. But there’s really not. Bubble Cash is free to download and is completely skill-based. And it’s quite popular. It has more than a million downloads and averages a rating of 4.5 out of 5 on the App Store.
Players have won hundreds of thousands in prize money so far.
To get started, just download the free app and start playing your first game immediately.
7. Get Free Gift Cards for Weighing in on Current Events
You could waste hours arguing in comment sections about politics with your mom’s twice-removed uncle. (How are you even connected on Facebook?). Or you could share your opinions with news outlets and get paid for them.
Sounds like a no-brainer, right?
A website called YouGov America will pay you for taking surveys and sharing your thoughts on the hottest topics, including politics, the economy and reality TV.
YouGov collects data from millions of people about news, brands and celebrities and shares it with news outlets and companies. For instance, YouGov found that only 14% of Americans read reviews before picking healthcare providers and that we’re pretty evenly split on whether we floss regularly.
When you take a quick survey (some are less than three minutes), you’ll earn points you can exchange for cash or gift cards to places like Visa, Walmart or Amazon.
It takes just a few minutes to sign up and get your first survey (and points!) immediately.